When looking for a caravan quote the first point of call should be through an insurance broker. Submit your details by completing an online form with personal information about yourself as well as details concerning your caravan. It will only take a few minutes to receive a reply concerning a price, cover summary, documentation, payment methods and customer confirmation. Caravan insurance is worth its weight in gold if you have an accident, the unit is stolen or damaged by vandals for instance. Claims will be handled with the due care and consideration you would expect from a reputable company online that values its clients.

Insurance Categories

• New for old – this gives you cover for a like-for-like replacement caravan up to the value of the sum insured you have purchased. This is a good option if your particular model is new or nearly new.
• Market value – your insurance will cover the cost of an equivalent caravan taking into account its age and its condition. This is also a good option for older models.
• Guaranteed value – if you’ve bought your caravan from an approved dealer and it’s under seven years old an amount of insurance can be agreed. This is what the insurer will pay should it be stolen or written off, a good option if you wish to ensure you receive the same amount of money you initially paid for your caravan.

No-Claims Discount And Protection

For careful caravan owners who haven’t claimed on their caravan insurance, big discounts are available, however this could be lost if you have to make a claim. This section of the insurance policy is worth discussing in detail with a professional broker so you are left in no doubt about whether your policy has the no-claims discount and protection option.

Making A Claim

Making a claim is the one time you’ll truly know if your insurer lives up to expectations. Before buying an online insurance policy for your caravan, why not speak to friends and neighbours, it’s also advisable to check out customer testimonials to see what type of service can be expected. It’s worth remembering that most customers are introduced to online brokers through recommendations, so they must be doing something right to have such a wide client base. If you don’t qualify for a caravan insurance online quote, just speak to a proficient adviser as soon as possible.